Lemars Mutual Insurance Co. v. Joffer

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• noting that the test of ambiguity is objection, requiring the court to ask: “Is the language fairly susceptible to two interpretations?”
• holding layperson would not misunderstand exclusion that was “clear and unambiguous”
• enforcing owned-but-not-insured exclusion in UM coverage in automobile policy in which same coverage was provided under insured's motorcycle policy
• enforcing owned-but-not-insured exclusion in UM coverage in automobile policy in which same coverage was provided under insured’s motorcycle policy
• rejecting reasonable expectations doctrine in part due to lack of any evidence that the parties discussed the exclusion at issue so as to create a misunderstanding on the part of the insureds as to their coverage
• collecting and discussing “substantial litigation in Iowa” regarding owned-but-not insured exclusions

Source: CourtListener parenthetical corpus (CC0).