Gary Smith v. Transworld Systems, Inc.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• concluding that the “bona fide error” defense does not re- quire a collector to conduct an independent investigation of the debt referred for collection
• holding that the contents of a collection letter were not misleading, even under the “least sophisticated consumer” standard
• agreeing with the trial court that the FDCPA did not require an “independent investigation of [a] debt referred for collection”
• finding bona fide error because collection letter sent a day after debt collector received request to cease communication pursuant to 1692c(c) was a “clerical error” due to stop order and collection letter “crossing in the mail”
• “[T]he Sixth Circuit has recognized that the FDCPA does not require an independent investigation of the debt referred for collection.”
• “Because Transworld ceased collection activities after the receipt of Smith’s cease and desist letter, see supra (Transworld’s second collection letter resulted from a bona fide error), Transworld did not violate the provisions of 15 U.S.C. § 1692g(b).”

Source: CourtListener parenthetical corpus (CC0).

Cited by

122 cases in this archive cite this case; the 20 most cited are listed.

• William C. Lewis v. Acb Business Services, Inc., (96-3093/3498), American Express Travel Related Services Company, Inc. James P. Connors, (96-3498)
  Sixth Circuit· 1998-01-30· cited 643×
• Christ Clomon v. Philip D. Jackson
  Second Circuit· 1993-03-17· cited 541×
• Jeffrey L. Gammon, Individually and on Behalf of All Others Similarly Situated v. Gc Services Limited Partnership
  Seventh Circuit· 1994-06-24· cited 222×
• Wendelyn Harvey v. Great Seneca Financial Corporation
  Sixth Circuit· 2006-07-06· cited 214×
• Paula Jensen v. Pressler & Pressler
  Third Circuit· 2015-06-30· cited 191×
• McCollough v. Johnson, Rodenburg & Lauinger, LLC
  Ninth Circuit· 2011-03-04· cited 165×
• Owen v. I.C. System, Inc.
  Eleventh Circuit· 2011-01-07· cited 156×
• Guerrero v. RJM ACQUISITIONS LLC
  Ninth Circuit· 2007-08-23· cited 133×
• Taylor v. Perrin, Landry, deLaunay & Durand
  Fifth Circuit· 1997-01-29· cited 113×
• Ahmad v. Furlong
  Tenth Circuit· 2006-01-18· cited 104×
• Bench Billboard Co. v. City of Cincinnati
  Sixth Circuit· 2012-04-10· cited 99×
• Federal Home Loan Mortgage Corp. v. Lamar
  Sixth Circuit· 2007-09-25· cited 93×
• Wilhelm v. Credico, Inc.
  Eighth Circuit· 2008-03-03· cited 77×
• Whittiker v. Deutsche Bank National Trust Co.
  N.D. Ohio· 2009-03-17· cited 77×
• Vicki Frey v. Richard J. Gangwish II
  Sixth Circuit· 1992-07-21· cited 76×
• Unnamed case
  Seventh Circuit· 1997-08-27· cited 75×
• Unnamed case
  Seventh Circuit· 2004-05-25· cited 66×
• Jenkins v. Union Corp.
  N.D. Illinois· 1998-03-30· cited 57×
• Cheryl L. Hyman v. Dick Tate and Harry Kirlin, D/b/a/ Tate & Kirlin Associates
  Seventh Circuit· 2004-04-01· cited 47×
• Foster v. D.B.S. Collection Agency
  S.D. Ohio· 2006-12-05· cited 47×

Cites

11 cases in this archive are cited by this case.

• Anderson v. Liberty Lobby, Inc.
  Supreme Court· 1986-06-25· cited 135,235×
• Celotex Corp. v. Catrett, Administratrix of the Estate of Catrett
  Supreme Court· 1986-06-25· cited 119,442×
• 60 Ivy Street Corporation (86-5500), and Coldwell Banker Commercial Group, Inc., (86-5517) v. R.C. Alexander and Doris Alexander
  Sixth Circuit· 1987-08-17· cited 674×
• Diane Jeter v. Credit Bureau, Inc.
  Eleventh Circuit· 1985-05-20· cited 266×
• Ken Baker v. G. C. Services Corporation
  Ninth Circuit· 1982-05-19· cited 238×
• Vallier v. United States District Court
  Supreme Court· 1988-10-03· cited 220×
• Fed. Sec. L. Rep. P 92,406 R. Stockton Rush, III v. Oppenheimer & Co., and Scott Seskis
  Second Circuit· 1985-12-20· cited 200×
• Vadonna M. Pipiles v. Credit Bureau of Lockport, Inc.
  Second Circuit· 1989-09-18· cited 158×
• Melvin McGowan v. King, Incorporated
  Fifth Circuit· 1978-03-15· cited 85×
• Beattie v. D.M. Collections, Inc.
  D. Delaware· 1991-01-03· cited 69×
• Carrigan v. Central Adjustment Bureau, Inc.
  N.D. Georgia· 1980-07-16· cited 14×