Phillips v. Associates Home Equity Services, Inc.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• noting consumer \would have to expend thousands of dollars she does not have in order to pursue her claim\
• refusing to compel arbitration of TILA claims arising out of a $72,900 mortgage when claimant was required to pay over $4000 in fees
• ranging from $750 to $5,000, with an average of $1,800 per day for a single arbitrator in the Chicago area
• finding plaintiff could not afford arbitration costs which were at least twelve times what it currently costs to file a case in federal court
• $4,000 filing fee plus shared expenses of arbitration would effectively exclude financially strapped plaintiff from seeking remedy

Source: CourtListener parenthetical corpus (CC0).