Back to Questions
trafficIN

How do I fight a speeding ticket in Indiana?

Federal & State Law Editorial TeamLast reviewed: 2026-05-17

Indiana speeding tickets are heard in town, city, or superior court depending on where the citation was issued.

1. Pay vs. Contest

  • Pay (admit): infraction conviction reported to BMV.
  • Contest: bench trial under Indiana Rules of Trial Procedure 81. Preponderance standard for civil infractions.
  • Deferral: many prosecutors offer deferred prosecution agreements ($150-$400) that result in dismissal upon completing the deferral period without further violations. Available once every 12 months in most counties.
  • 2. Speed Limits & Reckless Threshold

    IC § 9-21-5-2 sets posted limits (70 mph default interstate; 65 mph for trucks).

  • Reckless driving (IC § 9-21-8-52): Class C misdemeanor (60 days jail, $500 fine), elevated to Class B if injury, A if death.
  • Aggressive driving (IC § 9-21-8-55): misdemeanor.
  • 3. Points & Suspension

    BMV point system (140 IAC 1-4.5):

  • 2 points: 1-15 mph over
  • 4 points: 16-25 over
  • 6 points: 26+ over
  • 8 points: reckless driving
  • 20 points = invitation to a BMV-approved Driver Safety Program (point reduction up to 4). 18+ points in 24 months = possible administrative action.

    4. Driver Safety Program

    Voluntary BMV-approved 4-hour program reduces up to 4 points; usable once every 3 years.

    5. Defenses & Discovery

  • Subpoena officer and the radar/lidar log via T.R. 34.
  • Indiana State Police SOP requires daily and weekly calibration certification.
  • Failure of officer to appear typically results in dismissal.
  • 6. Insurance Impact

    Insurers in IN typically surcharge 3 years from conviction date.

    7. CDL Holders

    49 CFR § 384.226 — no masking of CMV convictions; serious offenses cause 60-day disqualification.

    This is legal information, not legal advice.

    When to Talk to a Lawyer
    • Reckless driving (Class C misd) or 26+ mph over (6 points)
    • CDL holder facing any moving violation
    • License suspension imminent at 18-20 BMV points
    Related Statutes & Laws
    • Ind. Code § 9-21-5-2
    • Ind. Code § 9-21-8-52
    • Ind. Code § 9-21-8-55
    • Ind. Code § 9-30-3
    • 140 IAC 1-4.5

    This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.