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Tenth Circuit· 2/4/2004

Educational Credit Management Corp. v. Polleys

Citations

  • 356 F.3d 1302
  • 51 Collier Bankr. Cas. 2d 998
  • 2004 U.S. App. LEXIS 1701
  • 2004 WL 206322

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

  • good faith “can be satisfied by a showing that [the debtor] is actively minimizing current household living expenses and maximizing personal and professional resources.”
  • “It is correct to state that Congress wanted undue hardship to be a fact-specific standard.”
  • trial court’s “inquiry into future circumstances should be limited to the foreseeable future, at most over the term of the loan.”
  • “an inquiry into a debtor’s good faith should focus on questions surrounding the legitimacy of the basis for seeking a discharge”
  • debtor who had not made a single payment on loan found in good faith
  • “to better advance the Bankruptcy Code’s ‘fresh start’ policy ... the terms of the [.Brunner ] test must be applied such that debtors who truly cannot afford to repay their loans may have their loans discharged”

Source: CourtListener parenthetical corpus (CC0).

Judges: Kelly, Henry, Lucero

Read full opinion on CourtListener

Cited by

81 cases in this archive cite this case; the 20 most cited are listed.

Cites

29 cases in this archive are cited by this case; the 20 most cited are listed.

Sourced from CourtListener / Free Law Project (CC0).

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.