All Comparison Tables

Salvage Title Rules by State

Federal & State Law Editorial TeamLast reviewed: April 2026

Damage threshold (as % of vehicle value) triggering a salvage title, availability of a rebuilt title designation, and post-repair inspection requirements.

50 States2 data columnsLast updated: May 2026

Click any column header to sort ascending or descending. Click again to reverse, and a third time to reset.

Damage ThresholdRebuilt TitleInspection
75%YesYes
75%YesYes
No thresholdYesYes
70%YesYes
Total loss declaredYesYes
100%YesYes
No thresholdYesYes
75%YesYes
80%YesYes
75%YesYes
75%YesYes
75%YesYes
No thresholdYesYes
70%YesYes
50%YesYes
75%YesYes
75%YesYes
75%YesYes
75%YesYes
75%YesYes
No thresholdYesYes
75%YesYes
80%YesYes
75%YesYes
80%YesYes
No thresholdYesYes
75%YesYes
65%YesYes
75%YesYes
75%YesYes
75%YesYes
75%YesYes
75%YesYes
75%YesYes
No thresholdYesYes
60%YesYes
80%YesYes
No thresholdYesYes
No thresholdYesYes
75%YesYes
No thresholdYesYes
75%YesYes
100%YesYes
No thresholdYesYes
No thresholdYesYes
75%YesYes
No thresholdYesYes
75%YesYes
70%YesYes
75%YesYes
75%YesYes

The federal Anti-Car Theft Act and the National Motor Vehicle Title Information System (NMVTIS) require participating insurers and salvage operators to report total-loss vehicles. Insurance companies typically declare total loss when repair costs exceed 70-80% of actual cash value regardless of the state threshold.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.