All Comparison Tables
Auto Insurance Minimums by State
Federal & State Law Editorial TeamLast reviewed: April 2026
Minimum required liability coverage for bodily injury per person, per accident, and for property damage.
50 States2 data columnsLast updated: February 2026
Click any column header to sort ascending or descending. Click again to reverse, and a third time to reset.
| BI per Person | BI per Accident | Property Damage |
|---|---|---|
| $25,000 | $50,000 | $25,000 |
| $50,000 | $100,000 | $25,000 |
| $25,000 | $50,000 | $15,000 |
| $25,000 | $50,000 | $25,000 |
| $30,000 | $60,000 | $15,000 |
| $25,000 | $50,000 | $15,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $10,000 |
| PIP $10,000 | No BI required | $10,000 |
| $25,000 | $50,000 | $25,000 |
| $20,000 | $40,000 | $10,000 |
| $25,000 | $50,000 | $15,000 |
| $25,000 | $50,000 | $20,000 |
| $25,000 | $50,000 | $25,000 |
| $20,000 | $40,000 | $15,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $25,000 |
| $15,000 | $30,000 | $25,000 |
| $50,000 | $100,000 | $25,000 |
| $30,000 | $60,000 | $15,000 |
| $20,000 | $40,000 | $5,000 |
| $50,000 | $100,000 | $10,000 |
| $30,000 | $60,000 | $10,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $20,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $20,000 |
| Optional ($25k) | Optional ($50k) | Optional ($25k) |
| $15,000 | $30,000 | $5,000 |
| $25,000 | $50,000 | $10,000 |
| $25,000 | $50,000 | $10,000 |
| $30,000 | $60,000 | $25,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $20,000 |
| $15,000 | $30,000 | $5,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $25,000 |
| $30,000 | $60,000 | $25,000 |
| $25,000 | $65,000 | $15,000 |
| $25,000 | $50,000 | $10,000 |
| $30,000 | $60,000 | $20,000 |
| $25,000 | $50,000 | $10,000 |
| $25,000 | $50,000 | $25,000 |
| $25,000 | $50,000 | $10,000 |
| $25,000 | $50,000 | $20,000 |
| $25,000 | $50,000 | $10,000 |
Florida and other no-fault states require Personal Injury Protection (PIP) instead of mandatory bodily injury liability. New Hampshire allows drivers to opt out of insurance with proof of financial responsibility. State minimums are rarely sufficient for serious accidents.
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.