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How do I file a workers compensation claim in Virginia?

Federal & State Law Editorial TeamLast reviewed: 2026-04-30

Virginia workers' compensation is administered by the Virginia Workers' Compensation Commission (VWC) under Va. Code Title 65.2 (Virginia Workers' Compensation Act).

1. Who Is Covered

  • Employers with 3 or more employees (regularly in service) must carry workers' comp (Va. Code § 65.2-101 et seq.).
  • Includes part-time and seasonal workers.
  • Sole proprietors, partners, and corporate officers may opt out.
  • Subcontractors' employees: the statutory employer (general contractor) is liable if subcontractor lacks coverage (§ 65.2-302).
  • 2. Notice to Employer — 30 Days

  • Under Va. Code § 65.2-600, give notice to the employer within 30 days of the accident.
  • Notice may be oral or written; failure may bar the claim unless excused (employer had knowledge, no prejudice).
  • 3. Filing Deadline — 2 Years (Strict)

  • File VWC-Form 5 Claim for Benefits with the Commission within 2 years of the date of injury (Va. Code § 65.2-601).
  • Virginia's 2-year statute is strictly enforced — even if the employer pays voluntary benefits, you must still file within 2 years.
  • 4. Weekly Benefit Calculation

  • Temporary Total Disability (TTD): 66 2/3% of AWW (Va. Code § 65.2-500).
  • 2024 maximum TTD: approximately $1,343/week (100% of SAWW); minimum: 25% of SAWW.
  • Temporary Partial Disability (TPD): 66 2/3% of the difference between pre- and post-injury AWW.
  • Permanent Partial Disability (PPD): scheduled weeks per body part at TTD rate.
  • 5. Maximum Benefit Period

  • TTD/TPD combined: capped at 500 weeks (Va. Code § 65.2-518).
  • Permanent Total Disability (PTD): lifetime for catastrophic injuries (loss of both eyes, both feet, severe brain damage, etc.) (§ 65.2-503(C)).
  • PPD scheduled losses: fixed weeks per body part.
  • 6. Medical Treatment — Panel of 3 Physicians

  • The employer must offer a Panel of 3 Physicians from which the employee must choose one treating physician (Va. Code § 65.2-603).
  • Once chosen, that doctor controls treatment; referrals require employer/carrier approval.
  • If the employer fails to offer a valid panel, the employee may choose any doctor.
  • 7. Choice of Doctor

  • Restricted — must select from the employer's panel of 3.
  • 8. Attorney Fees

  • Set by the Commission as a reasonable fee, typically 20-25% of the award under Va. Code § 65.2-714; subject to Commission approval.
  • 9. Cost of Living Adjustment (COLA)

  • TTD benefits over 1 year may receive an annual COLA (Va. Code § 65.2-709).
  • 10. Retaliation

  • Va. Code § 65.2-308 prohibits retaliatory discharge for filing a workers' comp claim.
  • This is legal information, not legal advice.

    When to Talk to a Lawyer
    • The 2-year statute is approaching and the carrier has not formally accepted your claim
    • The employer's panel does not include qualified physicians for your injury
    • Your benefits are approaching the 500-week cap
    Related Statutes & Laws
    • Va. Code § 65.2-101
    • Va. Code § 65.2-302
    • Va. Code § 65.2-500
    • Va. Code § 65.2-518
    • Va. Code § 65.2-600
    • Va. Code § 65.2-601
    • Va. Code § 65.2-603
    • Va. Code § 65.2-308

    This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.