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What is the statute of limitations for contract claims in Michigan?

Federal & State Law Editorial TeamLast reviewed: 2026-05-18

1. Written Contracts

Michigan Compiled Laws § 600.5807(9) provides a 6-year SOL for actions to recover damages or sums due for breach of contract.

2. Oral Contracts

Section 600.5807(9) also applies a 6-year SOL to oral contracts. Michigan does not distinguish between written and oral contracts for limitations purposes.

3. Sealed Instruments / Promissory Notes

Michigan abolished the common-law sealed-instrument distinction. Promissory notes use the 6-year SOL.

4. Sale of Goods (UCC Article 2)

MCL § 440.2725 (UCC § 2-725) provides a 4-year SOL for breach-of-sales claims from tender of delivery. Parties may shorten to 1 year by original agreement.

5. Open Account / Account Stated

Open accounts use the 6-year SOL. The clock runs from the last item charged or last acknowledgment.

6. Accrual Rule

The cause accrues at breach. Each missed installment under an installment contract starts its own SOL.

7. Discovery Rule for Fraudulent Concealment

Michigan applies the discovery rule narrowly in contract cases. MCL § 600.5855 tolls SOL where the defendant fraudulently concealed the existence of the claim.

8. Tolling

MCL § 600.5851 tolls for minority and insanity. SCRA tolls for active military service. Defendant absence from Michigan may toll under § 600.5853.

9. Contractual Modification of SOL

Michigan permits reasonable contractual shortening of SOL. Extensions are generally unenforceable unless made after accrual in writing.

10. Borrowing Statute

MCL § 600.5861 borrows the shorter SOL when the cause of action accrued outside Michigan.

This is legal information, not legal advice.

When to Talk to a Lawyer
  • Your contract claim may approach the 6-year deadline
  • You face a fraudulent concealment or tolling issue
  • A borrowing-statute defense is raised
Related Statutes & Laws
  • MCL § 600.5807(9)
  • MCL § 600.5855
  • MCL § 440.2725

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.