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HOA Covenants, Conditions & Restrictions (CC&Rs)
Federal & State Law Editorial TeamLast reviewed: April 2026
Template for the governing document that establishes rules and restrictions for a homeowners association community.
PDF TemplateUse the instructions below to complete this form
Instructions
Define the common areas and individual lots. Establish use restrictions (architectural standards, parking, pets, noise). Create the assessment structure (regular and special assessments). Address enforcement mechanisms including fines and lien rights. Specify voting requirements for amendments. Record the CC&Rs with the county to bind all current and future owners.
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.