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R42995Domestic Social Policy
An Overview of the Housing Finance System in the United States
Federal & State Law Editorial TeamLast reviewed: July 2026
March 13, 2013
Summary
This report provides an overview of how the housing finance system works and provides context for housing finance-related policy issues that Congress might choose to consider.
Note: CRS reports are prepared for Members of Congress and their staffs. This summary is provided for informational purposes and does not constitute legal advice.
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.