World Harvest Church, Inc. v. Guideone Mutual Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• noting that “if [the policy exclusions] [are] ambiguous, the pur- ported reservation of rights must be construed strictly against the insurer and liberally in favor of the insured”
• explaining the difference between the majority and the minority rules regarding prejudice in the context of third-party insurance
• finding an insurer could not assert a defense of noncoverage based on its failure to effectively reserve the right to contest coverage
• finding an insurer could not assert a defense of noncoverage based on its failure to effectively reserve the right to contest coverage
• explaining the existence of a potential conflict of interest between insured and insurer is what requires the insured to set forth the bases upon which it might contend damages are not covered in a greater amount of detail than would otherwise be required
• explaining the existence of a potential conflict of interest between insured and insurer is what requires the insured to set forth the bases upon which it might contend damages are not covered in a greater amount of detail than would otherwise be required

Source: CourtListener parenthetical corpus (CC0).