Wood v. Safeco Insurance Co. of America

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• finding a “possible” duty to defend because “property damage” may be casually related to the insureds acts subject to suit
• “[W]hen a liability policy defines ‘occurrence’ as meaning ‘accident’ . . . Missouri courts [consider this] to mean injury caused by the negligence of the insured.”
• ‘The test for a vexatious refusal claim is... how willful and unreasonable the insurer’s refusal was as the facts appeared to a reasonable and prudent person at the time the insurer was asked: for coverage.”
• insured seller’s negligent misrepresentations that house was not in a flood plain were an “occurrence” because the court found it conceivable that the insured person who sold his riverfront property had never experienced flooding in his residence prior to its sale

Source: CourtListener parenthetical corpus (CC0).