West v. Springfield Fire & Marine Insurance

Citations

• 104 Kan. 157
• 178 P. 423
• 1919 Kan. LEXIS 209

Syllabus

<p>SYLLABUS BY THE COURT-</p> <p>Fire Insurance — Com Shredding Machine — Not Covered by Insurance Policy., A fire insurance policy which contained a clause categorically specifying the various farm chattels and implements which were covered by the policy, also contained two exclusion phrases, as follows: , “(excluding automobiles and electric motors)” and “(excluding threshing machines and engines, gasoline and steam power engines and machines) .” Held, that a corn shredding machine which was always operated by a gasoline engine, although it could be operated by steam, gasoline, or horse power, was a “gasoline and steam power machine,” within the scope and meaning of the language of the second exclusion phrase, and was not within the list of chattels covered by the insurance policy.</p>