Wallace v. Capital One Bank

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• stating the FDCPA “prohibit[s] a debt collector from threatening to sue on a debt that it knows to be barred by limitations”
• finding where “a limitations statute does not extinguish the debt but only provides a defense against its collection, a debt collector may seek voluntary payment of a time-barred debt”

Source: CourtListener parenthetical corpus (CC0).