Villella v. Public Employees Mutual Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• insurer acted reasonably in determining that damage was from earth movement and therefore not covered under fire insurance policy
• insurer acted reasonably in determining that damage was from earth movement and therefore not covered under fire insurance policy
• “where an insured risk itself sets into operation a chain of causation in which the last step may have been an excepted risk, the excepted risk will not defeat recovery”
• where an insurer’s investigation was reasonable, holding that “[a] denial of coverage, although incorrect, based on reasonable conduct of the insurer does not constitute an unfair trade practice”
• “[F]actual questions remain as to whether an alleged negligently constructed drainage system (a covered peril) was the efficient proximate cause of the loss. If so, the earth movement exclusionary clause would not exclude coverage.”
• “[F]actual questions remain as to whether an alleged negligently constructed drainage system (a covered peril) was the efficient proximate cause of the loss. If so, the earth movement exclusionary clause would not exclude coverage.”

Source: CourtListener parenthetical corpus (CC0).