Vida Baptista vs JPMorgan Chase Bank, N.A.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• recognizing “the proper preemption test asks whether there is a significant conflict between the state and federal statutes—that is, the test for conflict preemption”
• recognizing “the proper preemption test asks whether there is a significant conflict between the state and federal statutes—that is, the test for conflict preemption”
• affirming dismissal under Rule 12(b)(6), holding that enforcement of state statute would conflict with national bank’s authority to charge fees
• preemption where the “state’s prohibition on charging fees to non-account- holders . . . substantial[ly] conflict[ed] with federal authorization to charge such fees”
• “’When a defendant has given consideration to someone for the benefit conferred, a claim of unjust enrichment fails’”
• “Baptista cannot show that [the bank] failed to give consideration for [the fee],” for “[t]he fee was only levied because [the bank] conferred an additional benefit on Baptista.”

Source: CourtListener parenthetical corpus (CC0).