United States Fidelity and Guaranty Company v. Star Fire Coals, Inc.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• defining “occurrence” as relating to “damage that was unexpected,” regardless of duration of precipitating event
• “We do not believe that it is possible to define ‘sudden’ without reference to a temporal element that joins together conceptually the immediate and the unexpected.”
• “such pollution exclusion clauses apply to the release of wastes and pollutants taking place on a regular basis or in the ordinary course of business”
• “The ‘sudden and accidental’ exception to [the pollution] exclusion is inapplicable here where the pollutants at issue were discharged on a regular ongoing basis.”
• coal “dust allegedly drifted over and fell onto [plaintiff’s] property causing him to suffer injuries and property damage”
• insurers need to rely on policy language in order to efficiently mange risks

Source: CourtListener parenthetical corpus (CC0).