Travinski v. General Ins. Co. of America

Citations

• 224 Conn. App. 838

Syllabus

The plaintiffs sought to recover damages from the defendant insurance companies, G Co., S Co., L Co., and M Co., in connection with the denial of the plaintiffs' claim under a homeowners insurance policy. The plaintiffs sought to recover damages for breach of contract, breach of the implied covenant of good faith and fair dealing, violation of the Connecticut Unfair Trade Practices Act (§ 42-110a et seq.) and the Connecticut Unfair Insurance Practices Act (§ 38a-815 et seq.), and viola- tion of the Connecticut Unauthorized Insurers Act (CUIA) (§ 38a-271 et seq.). The defendants filed a motion for summary judgment as to all counts of the complaint, arguing, inter alia, that the insurance policy did not provide coverage for the plaintiffs' claim and that the extracon- tractual claims were unfounded. The trial court granted the defendants' motion, and the plaintiffs appealed to this court. Held: 1. The trial court properly rendered summary judgment as to the plaintiffs' breach of contract claim: although the plaintiffs asserted that the policy issued by G Co. and appended to the defendants' motion for summary judgment was not the policy that was the subject of their contract claim, the trial court properly determined that there existed no genuine issue of material fact that the plaintiffs' insurance policy had been issued by G Co. and that G Co. had denied the plaintiffs' insurance claim, as the materials appended to the defendants' motion for summary judgment included a copy of the policy that clearly states that it was issued by G Co., an affidavit of a claims team manager that stated that the policy was issued by G Co. to insure the plaintiffs' property and that G Co. was licensed to issue insurance policies in Connecticut, a policy renewal letter that identified G Co. as the issuer of the policy, and a letter stating that the claim submitted to G Co. for damages to the plaintiffs' property was denied; moreover, the plaintiffs did not submit evidence that created a