Tonja Treadway v. Gateway Chevrolet Oldsmobile Inc.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding car dealership that is able to restructure terms to meet creditor’s concerns and set the annual percentage rate is a creditor for purposes of the ECOA’s notice requirements
• “Nothing in the definition of ‘denial’ requires that the party doing the denying have the ability to grant as well.”
• “Congress found that agencies were too often reporting inaccurate information that was adversely affecting the ability of individuals to ob- tain employment”
• “ ‘Nonsensical interpretations of contracts, as of statutes, are disfavored . . . [n]ot because of a judicial aversion to nonsense as such, but because people are unlikely to make contracts, or legislators statutes, that they believe will have absurd conse- quences.’ ”
• the ECOA enacted to prohibit discrimination in credit transactions
• according substantial deference to 12 C.F.R. § 202.2(c)(1)(i)

Source: CourtListener parenthetical corpus (CC0).