Steven Beltran v. State

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that a forbearance means only that a lender will temporarily forgo its rights under a loan agreement, not that it will stop furnishing reports or refrain from “charging off” a delinquent loan
• holding that reporting of delinquent loan was not inaccurate as a matter of law where plaintiff failed to meet her payment obligations under the note even though plaintiff had made timely payments under a forbearance plan
• explaining that quality of investigation is immaterial absent showing that furnisher would have discovered that the information it reported was inaccurate or incomplete
• explaining that a plaintiff’s claim against a furnisher necessarily fails absent a showing that the furnisher would have discovered that the information it reported was inaccurate or incomplete
• holding it was not misleading for creditor to report plaintiff’s past delinquencies, “particularly in light of [its] additional statement that she was paying under a partial payment agreement.”
• stating that in order to show that the furnisher failed to conduct a reasonable investigation, the plaintiff must identify some facts that the furnisher could have uncovered that would have showed that the reported information was inaccurate or incomplete

Source: CourtListener parenthetical corpus (CC0).