State Farm Mutual Automobile Insuarnce v. Lindsey

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• noting that Subsection (H) allows insurers to preclude insureds from recovering “from the same coverages under two or more policies” (emphasis added)
• stating in dicta that insurers may prevent stacking by issuing a single policy covering multiple vehicles
• allowing stacking of UIM coverages from multiple policies when the parties stipulated that the life of the decedent insured and the injuries of another insured had values well in excess of all available insurance coverage
• interpreting an earlier version of the provision as allowing insurers to prohibit 22 stacking
• permitting inter-policy stacking where the insurer failed to satisfy the UMA’s requirements
• “We do not suggest that [the insurer] . . . does not have the right to preclude coverage stacking . . . . We merely find that this insurer did not take the steps necessary to effectuate the limitation. It might have done so by issuing one policy on all three vehicles.”

Source: CourtListener parenthetical corpus (CC0).