State Farm Mut. Auto. Ins. Co. v. Laforet

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that insurer’s payment of policy limits pursuant to settlement of underinsured motorist claim established that insured had valid claim for underinsured motorist benefits for purpose of first-party bad-faith action against insurer
• describing this type of claim as a “third-party bad faith action”
• applying two-part test to amendments of statutes governing uninsured motorist claims
• describing 1990 statutory amendment that specifically provided for retroactivity to 1982
• “[W]e find that section 627.727(10) cannot be applied retroactively because it is, in substance, a penalty.”
• “The general rule is that a substantive statute will not operate retrospectively absent clear legislative intent to the contrary . . . .”

Source: CourtListener parenthetical corpus (CC0).