State Farm Insurance Companies v. Ridenour

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• employee’s claim for underinsured motorist benefits against employer’s insurance company was not barred by exclusivity provision of Workers’ Compensation Act
• insured was not precluded from recovering UIM benefits under her own policy to the extent that her injuries exceeded the limits of her employer’s UIM coverage
• UIM arbitration could proceed, even though civil trial in accident case was not concluded, where arbitrators gave insurer a “credit” for the full amount of the tort-feasor’s liability insurance coverage
• exhaustion of underlying underinsured coverage limits required before excess underinsured coverage can be awarded
• exhaustion clause in policy that barred UIM coverage where insured settled claims with liability insurer for less than coverage limits, invalidated, and UIM carrier was entitled to credit for tort-feasor’s liability coverage payout
• employee not required to exhaust limits of tort-feasor’s liability insurance coverage before seeking UIM benefits through arbitration, and, as in Krakower, arbitration panel was not required to postpone hearing pending resolution of tort action

Source: CourtListener parenthetical corpus (CC0).