State Farm Fire & Casualty Co. v. Perez

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• injury caused by automobile accident excluded; insurer had no duty to defend against negligent modification claim relating to modified seats
• courts read exclusions narrowly and apply them only where the terms are “clear, definite, and specific”
• an injured passenger was “a necessary party” in a declaratory judgment action by an insurance company against its insured driver
• injury caused by automobile accident excluded; insurer had no duty to defend against negligent modification claim relating to modified seats
• courts narrowly read any policy provision that purports to exclude or limit coverage, and apply them only where the terms are 11 “clear, definite, and specific”
• “Both the policy terms and the allegations in the underlying complaint are liberally construed in favor of the insured, and any doubts and ambiguities are resolved against the insurer.”

Source: CourtListener parenthetical corpus (CC0).