Spartan Petroleum Company, Incorporated v. Federated Mutual Insurance Company

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that “such” property damaged referred back to the last mentioned “property damage” in the policy at issue
• concluding that “[p]ro rata liability is the ‘logical corollary’ ” of the injury-in-fact-trigger rule “because that trigger hinges on the language that the . . . policy covers only damages . . . during the policy period” (quotation omitted)
• holding that for any period of progressive damage when no insurer was on the risk, the insured should reasonably bear the loss, \otherwise [it] would be to make an insurer liable for damages that occurred when it was not on the risk\
• holding that for any period of progressive damage when no insurer was on the risk, the insured should reasonably bear the loss, “otherwise [it] would be to make an insurer liable for damages that occurred when it was not on the risk”
• stating that according to Joe Harden, liability under a standard commercial general liability policy is triggered when injury to the property itself occurs and “can continue over several policy periods, thus triggering more than one policy”

Source: CourtListener parenthetical corpus (CC0).