Southern United Life Ins. Co. v. Caves

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• Notwithstanding absence of an arguable basis, punitive damages may be unjustified in a case involving an \honest mistake or oversight — ordinary or simple negligence — not reaching the heightened status of an `independent tort.'\
• failure of plaintiff to obtain summary judgment or a directed verdict on the underlying policy claim eliminates punitive damage issue
• \We have come to term an insur[er] ... which refused to pay a claim when there is no reasonably arguable basis to deny it as acting in `bad faith.'\
• knowledge of an expressly — or apparently-authorized agent is imputed to the insurer, and \the condition of insurability [is] effectively waived and the acts [of the agent] are binding upon the [insurer]\
• wherein the court held that an agent's knowledge of the applicant's preexisting heart condition was imputed to the insurer
• insurer permitted agent to actually insure anyone at her discretion; no written application or inquiry into prospective insured’s health required, thus principal deemed to intend to insure the world

Source: CourtListener parenthetical corpus (CC0).