Southern Guaranty Insurance v. Duncan

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• spare-time race car driving not a business pursuit as insured was auto mechanic by trade
• “business pursuits” exclusion in homeowners’ insurance policy applies to one’s primary or regular occupation, not to an activity engaged in during one’s spare time
• business pursuits did not include spare time racing interest of insured, who was gainfully employed as a mechanic
• business pursuit exclusion did not preclude coverage for injuries sustained by a neighbor when a piece of metal pierced his eye because of the insured’s negligence when removing a steering wheel from an automobile used solely for racing purposes
• insured, who was gainfully employed as a mechanic, enjoyed a spare time racing interest; neighbor was injured by stray piece of metal while insured was working on a vehicle that the insured had adapted for racing; business pursuits exclusion did not apply

Source: CourtListener parenthetical corpus (CC0).