Southeastern Bank and Trust Company v. Grossi

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that, in federal court, the same standing requirements apply to violations of state statutes
• holding that the risk that someone “might access the [plaintiff’s credit record] and act upon it . . . cannot form the basis of Article III standing”
• holding that an allegation that defendant “adversely affected [plaintiffs’] credit . . . making it difficult to obtain financing” is “incapable of giving rise to Article III standing” where “it is not alleged that this purported risk materialized”
• finding allegations of emotional harm and lower credit score, without more, were insufficient to demonstrate Article III standing
• remanding with instructions that the case be dismissed where allegations were “insufficient to plausibly allege constitutional standing”
• finding no concrete injury where no third parties “viewed” the inaccurate information and thus no reputational harm occurred

Source: CourtListener parenthetical corpus (CC0).