Snyder v. Farmers Alliance Insurance

Citations

• 107 Kan. 481
• 192 P. 739
• 1920 Kan. LEXIS 101

Syllabus

<p>SYLLABUS BY THE COURT.</p> <p>Insurance — Fire Loss after Expiration of Policy — No Renewal — No Liability — Agency. Where a fire insurance company had been accustomed to renew annual insurance on plaintiff’s household goods on applications signed , for her by the company’s local agent, who was also an obliging friend of the insured, the insurance company is not liable for a fire loss on such goods where the local agent, through ill health, failed to make such application for reinsurance, although he did make a futile effort to procure insurance on the goods through the local agent of another insurance company and although the owner’s check was turned over to the latter for that purpose, when it is shown that such latter agent communicated the facts to the owner about the time the insurance expired and where plaintiff was aware that she had no insurance on her goods for over a day and a half before they were burned, and made no effort to procure insurance.</p>