Smith v. National Bank of John A. Black

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• finding that the defendant bank was liable for punitive damages after it took no action to prevent errors from occurring, even after repeated notifications from the plaintiffs
• “Accordingly, the Court, as fact-finder, finds that Mr. and Mrs. Goodin have proven entitlement to $50,000 each for their emotional distress.”
• awarding emotional distress damages based on plaintiffs' testimony, even though they did not seek medical attention and no expert or doctor testified
• evaluating whether loan acquired by entity was “in default” for purposes of determining “debt collector” status
• awarding punitive damages in FCCPA case where court found bank grossly negligent in creating a system with inadequate controls and with no way for customers to bring errors to the attention of bank
• awarding $50,000 in emotional distress damages following plaintiffs’ repeated attempts to pay their mortgage and Bank of America’s repeated failure to take appropriate steps to receive payments and, ultimately, illegally attempting to foreclose on plaintiffs’ home

Source: CourtListener parenthetical corpus (CC0).