Shinn v. National Travelers Benefit Ass'n

Citations

• 102 Kan. 134
• 169 P. 215
• 1917 Kan. LEXIS 234

Syllabus

<p>SYLLABUS BY THE COURT.</p> <p>Benefit Insurance — Application—Answers Omitted, by Agent — Policy Valid. When an insurance agent propounds to a customer the categorical list of questions provided by the company, and leaves out such answers given by him as would work a refusal of the application, and the company takes his money and issues his policy, it, and not the applicant, is held responsible for the situation thus arising. Such company cannot defeat an action on the policy because of any stipulations or admissions contained in such application, which the insured at the instance of the agent signed without reading and without knowledge of its contents. ,</p>