Senkier v. Hartford Life & Accident Insurance Company

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• court states plans are estopped if participants rely on terms of S.P.D., yet opinion does not examine the facts for reliance and case involved benefits for sudden death of plan participant
• where insured died from detached catheter that punctured her heart, death was not an accident for purposes of accident insurance, but an injury resulting from medical treatment
• death caused by a catheter that had become detached and punctured the heart was not covered under a policy that provided benefits for fatal accidental injuries, but excluded “medical or surgical treatment of a sickness or disease”
• “When you die from the standard complications of 11 Case: 23-11247 Document: 47-1 Page: 12 Date Filed: 09/17/2024 No. 23-11247 standard medical treatments you don’t, it seems to us, die in or because of an accident; your death is the result of illness.”
• allowing estoppel “only if there is a contradiction”
• migrating catheter punctured heart during Crohn’s Disease treatment

Source: CourtListener parenthetical corpus (CC0).