Santiago v. Costanzo

Citations

• 2022 Ohio 611

Syllabus

Insurance policy interpretation of terms plain meaning summary judgment. Summary judgment was appropriate to insurer who was not required to provide a defense or coverage for a claim based upon a dog bite where the policy excluded coverage for any bodily injury caused by a dog with a prior history of causing \bodily injury to a person.\ The language of the policy was not ambiguous and the exclusion would apply where the prior history of causing injury was to the homeowner himself. Further, the plain meaning of the policy did not necessitate a determination as to the extent the homeowner's actions contributed to the prior injury caused by his dog.