Rousana v. Nationwide Gen. Ins. Co.

Citations

• 2023 Ohio 3796

Syllabus

Summary judgment uninsured motorist coverage breach of contract bad faith reasonable justification standard fraud advertisement intentional infliction of emotional distress. Summary judgment was properly granted to insurer on insured's uninsured-motorist-coverage claim where the undisputed evidence demonstrated that he was struck by an insured motorist. Insured failed to establish a bad-faith claim against insurer even though insurer made a low settlement offer where the insured was not entitled to any coverage under the policy, and the insurer had a reasonable justification for denying coverage. Insured failed to establish a fraud claim against insurer where there was no evidence that the insurer knowingly or recklessly made misrepresentations about the insured's coverage in its mass advertisement campaign. Insured failed to establish a claim for intentional infliction of emotional distress where insurer had a reasonable justification for the denial of insured's claim and there was no evidence that the insurer's conduct was extreme or outrageous.