Randall S. Bragg v. Bill Heard Chevrolet, Inc.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• determining that consumer was contractually obligated under TILA after signing agreement even if creditor had not signed
• explaining that Regulation Z requires lenders to “disclose the identity of the creditor, the amount being financed, the annual percentage rate, the total sale price, and the total amount of payment.”
• invoking the rule in holding that an unfunded financing agreement constituted consummation of a “credit transaction” for the purpose of triggering TILA disclosures
• adopting Nigh as being consistent with Regulation Z and the consumer’s obligations for unfunded financing agreements
• describing similar practices in reversing district court’s dismissal of TILA claim
• applying TILA to the purchase and financing of a new vehicle

Source: CourtListener parenthetical corpus (CC0).