Ralston v. Royal Insurance

Citations

• 79 Wash. 557
• 140 P. 552
• 1914 Wash. LEXIS 1212

Syllabus

<p>Insurance — Cancellation—Notice—Signature. A notice of the cancellation of a fire insurance policy is not insufficient because not signed by the company, where it was signed by an agent duly authorized to cancel policies.</p> <p>Same — Notice—Sufficiency. A notice that, if the premium is not paid on or before noon of a 'day named, a policy of fire insurance “will stand cancelled without further notice,” is a notice of cancellation, if the payment is not made, and not merely notice of an intention to cancel the policy.</p> <p>Same. Where a policy of fire insurance required five days’ notice of cancellation, a notice of cancellation for nonpayment of premiums to the effect that, unless payment is made, the policy will stand cancelled at noon of a day fixed, is not invalidated hy the fact that the day fixed allowed hut four days’ notice; since the notice would bcome effective five days after its receipt.</p> <p>Same — Cancellation—Evidence—Sueeicienct. A cancellation of a policy of fire insurance is shown where unequivocal notice was given that it would stand cancelled without further notice if premiums were not paid within a time fixed, and the manager of the agency directed its cancellation on the books of the company.</p>