Ralls v. Bank of New York (In Re Ralls)

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• “In sum, any disclosures made after the parties entered and signed the consumer loan transaction are not disclosures which meet the terms of TILA and its implementing regulations.”
• “Once a violation is found, liability is imposed regardless of whether the disclosure statement is over- or under-inclusive and whether the creditors’ conduct was actually damaging, intentional, negligent, or none of the above.”

Source: CourtListener parenthetical corpus (CC0).