Provident Sav. Life Assur. Soc. v. Exchange Bank
Citations
- 126 F. 360
- 61 C.C.A. 310
- 1903 U.S. App. LEXIS 4327
Syllabus
<p>1. Life Insurance — Representations in Application — “Use” of Liquor.</p> <p>A question in an application for life insurance, “Have you ever used spirits, wine, or malt liquors to excess?” does not mean, “Did you ever drink to excess?” but the word “used” implies more than a single or occasional act. The question is equivalent to one asking whether the applicant ever had the habit of drinking to excess, and a negative answer does not constitute a misrepresentation or false statement, which will avoid a policy issued thereon, merely because it is shown that the insured had sometimes, but not habitually, drank to excess.</p> <p>If 1. See Insurance, vol. 28, Cent. Dig. § 676</p>
How courts have described this case
Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.
- “construing Plaintiff’s Monell claim against the County broadly and 27 in light of the factual allegations common to all of Plaintiff’s claims”
Source: CourtListener parenthetical corpus (CC0).
Sourced from CourtListener / Free Law Project (CC0).
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