Professional Underwriters Ins. Co. v. Freytes & Sons Corp., Inc.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that doctrine of promissory estoppel can be used to create insurance coverage, but burden is on plaintiff to establish elements of promissory estoppel by clear and convincing evidence
• holding that an insured could not have reasonably relied on a vague and imprecise representation by the insurer regarding the extent of coverage such that coverage could be imposed under a theory of promissory estoppel
• holding that when a representation was “that the insured had “what [coverage] it needed’ ... such a statement does not rise to the level of specificity required to be a ‘representation’ of liquor liability coverage”
• holding the statement by insurer's agent that insured \had what he needed\ lacked specificity to constitute a representation for purposes of promissory estoppel to create coverage
• holding the general rule in applying equitable estoppel to insurance contracts provides that estoppel may be used defensively to prevent a forfeiture of insurance coverage

Source: CourtListener parenthetical corpus (CC0).