Prince v. NCO Financial Services, Inc.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• gathering cases looking to statutes and contracts to determine whether an account was in default under the FDCPA
• granting summary judgment to the defendant based on the definition of default contained in the creditor’s standard customer agreement, despite language (“may”) granting the creditor discretion in whether to consider an account in default
• agreement allowed creditor to declare the debt in default in the event debtor “fail[ed] to pay minimum payment on time”
• “in the absence of a contractual definition or conclusive state or federal law, a creditor’s reasonable, written guidelines may be used to determine when an account is ‘in default’”

Source: CourtListener parenthetical corpus (CC0).