Phœnix Insurance v. Favorite

Citations

• 49 Ill. 259

Syllabus

<p>1. Insurance—what property is embraced in the policy. The owners of a packing establishment obtained a policy which covered “ cattle and hogs and the product of the same, and salt, cooperage, boxes, and articles used in packing, in their stone and frame packing establishment, sheds and yards adjoining, their own or held by them in trust or on commission, or sold but not delivered”: Held, that a quantity of coal in the yard, which was shown to be an article necessary to be used in carrying on the packing business, and the quantity on hand reasonable for the amount of business done in the establishment, was covered by the policy.</p> <p>2. Nor did the use of the words in another policy, “ articles used for packing,” instead of “ articles used in packing,” affect the construction to be given to the instrument, in that regard.</p> <p>3. Also, a quantity of barrels and tierces held by the assured on storage, were covered by the clause which embraced articles “ held by them in trust or on commission,” the term “ trust” not having been used in that connection in any technical sense, but as applying to ordinary bailments.</p>