Phelps v. State Farm Mutual Automobile Insurance Co.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• observing that the plain language of a policy's uninsured motorist coverage did not deny the policyholder of a full recovery because he had already been made whole through other payments
• determining that privately purchased disability insurance was not “a similar law” because it was not “of the same kind, class or nature” as workers’ compensation, and was not even a “law”
• requiring insurance carrier to pay for insured’s already compensated damages would violate policy against double recovery
• under same setoff provision, insurer could set off from its liability amount injured worker received as worker’s compensation but not amount he recovered from his own private insurance, since that was not “similar law”

Source: CourtListener parenthetical corpus (CC0).