Pavlicek v. American Steel Systems, Inc.

Citations

• 2022 ND 35

Syllabus

Property damage caused by faulty workmanship is a covered occurrence under an insurance policy to the extent the faulty workmanship causes bodily injury or property damage to property other than the insured's defective work product. Exclusions from coverage in an insurance policy must be clear and explicit and are strictly construed against the insurer. When a conflict exists between the provisions of an insurance policy and an attached endorsement, the provisions of the endorsement prevail.