Ohio Farmers' Insurance v. Wilson

Citations

• 70 Ohio St. (N.S.) 354

Syllabus

<p>Policy of fire insurance — Issued with condition — That policy is void if premium or note given therefor — Is unpaid for thirty days at time of loss — Such condition is valid — Neither demand nor notice t>y company necessary.</p> <p>Where a policy of insurance is made and accepted upon the express condition that the “entire policy shall be void * * * if the premium, or any note given therefor, shall have been due and unpaid for thirty days at the time any loss or damage shall happen to the property insured,” there being no waiver of the condition, such policy will immediately be void if the premium or any note given therefor shall not be paid within thirty days after payment thereof is due; and neither demand of payment nor notice of intention to insist on the forfeiture is necessary on the part of the insurer. Insurance do. v. French, 30 Ohio St., 240, distinguished.'</p>