O'Bryan v. Columbia Insurance Group

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding if policy language is ambiguous, “the policy will be liberally construed in favor of the insured.”
• finding a coverage limitation provision ambiguous after some provisions supported a $40,000 per loss interpretation and one provision supported a $40,000 limitation for all losses sustained within the policy period
• construing an insurance policy, “a court should consider the instrument as a whole” and if the “insurance policy’s language is clear and unambiguous, it must be taken in its plain, ordinary, and popular sense”
• Supreme Court criticized the Court of Appeals for making what it perceived to be a public policy decision
• \We have previously acknowledged that the declaration of public policy is primarily a legislative function.\
• “In construing a policy of insurance, a court should consider the instrument as a whole and endeavor to ascertain the intention of the parties from the language used[.]”

Source: CourtListener parenthetical corpus (CC0).