North Metro Directories Publishing, LLC v. Cotton States Mutual Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that “[n]othing ... requires that the insurance company list each and every basis for contesting coverage in the reservation-of-rights letter before the company may raise such in [a] declaratory judgment action.”
• “a word or phrase is ambiguous when it is of uncertain meaning and may be fairly understood in more ways than one”
• ambiguity will be construed strictly against insurer as the drafter of the policy
• ambiguity will be construed strictly against insurer as the drafter of the policy
• “The issue is not whether the insured is actually liable to the plaintiffs; the issue is whether a claim has been asserted which falls within the policy coverage and which the insurer has a duty to defend.”

Source: CourtListener parenthetical corpus (CC0).