New Orleans Insurance v. Boniel

Citations

• 20 Fla. 815

Syllabus

<p>. Plaintiff procured a policy of insurance in defendant association, through an employee of an agent, and after it expired applied for a renewal, but declined to pay the premium and take the renewed policy, and it was cancelled. He afterwards requested the same employee of the same agent to insure Ms property, and paid part of the premium, hut did not specify in what company he desired to be insured, the same agent being the agent of several companies, and no policy was issued. After destruction of the property by fire he paid tlie employee the balance of the premium, hut the agent returned the money, declining to issue a policy. Defendant liad no knowledge that the employee had anything to do with their business. Upon those facts, the plaintiff had no contract for insurance in defendant association.</p>