New Amsterdam Casualty Co. v. Johnson

Citations

• 91 Ohio St. (N.S.) 155

Syllabus

<p>Accident insurance — Death by cold plunge bath — Causing dilation of heart — Not within terms of policy, when.</p> <p>Where an insured holding an accident policy indemnifying him against bodily injuries which independently of all other causes are effected solely and exclusively by external, violent and accidental means, suffers an injury due to the dilation of the heart following the voluntary taking of a cold-water bath, it will not be considered as the result of an accident where under the circumstances attending the dilation, there is no evidence that anything occurred which the insured had not planned or anticipated, excepting the dilation and its consequences.</p>