Mostow v. State Farm Ins. Cos.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• “When construing an insurance contract, the tests to be applied are common speech and the reasonable expectation and purpose of the ordinary businessman.”
• contract terms are ambiguous if “the policy may be reasonably interpreted in two conflicting manners”
• “[T]he test to determine whether an insurance contract is ambiguous focuses on the reasonable expectations of the average insured upon reading the policy ... and employing common speech.”
• “[T]he test to determine whether an insurance contract is ambiguous focuses on the reasonable expectations of the average insured upon reading the policy and employing common speech[.]”
• “[0]ur precedent establishes that ambiguities in an insurance policy should be construed in favor of the insured and against the insurer, the drafter of the policy language .... ”
• \[T]he test to determine whether an insurance contract is ambiguous focuses on the reasonable expectations of the average insured upon reading the policy . . . and employing common speech\

Source: CourtListener parenthetical corpus (CC0).